Stamp Duty Registration Charges Karnataka

Published On: 2 September 2026

Stamp duty and registration charges in Karnataka in 2026 are usually about 7.6% of the property value for a standard urban property sale above ₹45 lakh. The base stamp duty is 5%, and the registration fee is 2%. Karnataka also collects an additional duty equal to 10% of the stamp duty. A local transfer surcharge is added based on the property area. In an urban municipal area, this surcharge is generally 2% of the stamp-duty amount. In a Taluk Panchayat area, it is 3% of the stamp-duty amount.

The biggest recent change is the registration fee increase from 1% to 2% from 31 August 2025. So, a ₹1 crore urban property with a standard 5% stamp-duty rate may now need about ₹7.60 lakh towards stamp duty, additional duty, local surcharge and registration fee. The amount is calculated on the applicable market value used for registration. Karnataka uses official market-value guidelines, commonly called guidance value, to check whether a property has been undervalued.

Stamp Duty and Registration Charges in Karnataka 2026

For most normal sale deeds above ₹45 lakh, the standard stamp duty is 5%. The registration fee is now 2%. Additional duty and local surcharge are charged separately.

Charge	Current Rate
Stamp duty for standard sale above ₹45 lakh	5%
Registration fee	2%
Additional duty / Cess	10% of stamp duty
Urban transfer surcharge	2% of stamp duty
Taluk Panchayat transfer surcharge (Rural)	3% of stamp duty

For a standard property in an urban area, these charges work out to about 7.6%. In a Taluk Panchayat area, the total can be about 7.65%, because the local surcharge is slightly higher.

Karnataka Stamp Duty Rates by Property Value

Karnataka has lower stamp-duty rates for certain first-sale flats and apartments in the lower price range. Under the Karnataka Stamp Act, a first-sale flat or apartment valued at ₹20 lakh or below attracts 2% stamp duty. A qualifying first-sale flat or apartment above ₹20 lakh and up to ₹45 lakh attracts 3% stamp duty. The standard conveyance rate is 5% for higher-value property.

Property Value / Type	Base Stamp Duty
First-sale flat or apartment up to ₹20 lakh	2%
First-sale flat or apartment above ₹20 lakh and up to ₹45 lakh	3%
Standard property sale above ₹45 lakh	5%

The lower 2% and 3% slabs should not be applied blindly to every plot or resale property. The Karnataka Stamp Act links those reduced slabs to the first sale of a flat or apartment. Buyers of plots and other property types should check the rate shown for their exact deed on the state registration system.

Karnataka Property Registration Charges

Property registration charges in Karnataka are 2% in 2026. The fee was 1% earlier, but the Karnataka government doubled it with effect from 31 August 2025.

For example:

₹50 lakh property: registration fee is about ₹1 lakh
₹75 lakh property: registration fee is about ₹1.50 lakh
₹1 crore property: registration fee is about ₹2 lakh
₹1.50 crore property: registration fee is about ₹3 lakh

This fee is separate from stamp duty and the related additional duty and surcharge.

Additional Stamp Duty and Surcharge in Karnataka

The 5% stamp duty is not always the full amount paid under the stamp-duty side of the transaction. Karnataka also levies an additional duty equal to 10% of the stamp duty. If the main stamp duty is ₹5 lakh, the additional duty is ₹50,000.

A local transfer surcharge also applies. In many municipal areas, it is 2% of the stamp-duty amount. In Taluk Panchayat areas, it is 3% of the stamp-duty amount. This is 2% or 3% of the stamp duty itself, not 2% or 3% of the full property value.

Stamp Duty Calculation for a ₹1 Crore Property

A standard ₹1 crore urban property may have the following registration cost:

Charge	Amount
Property value	₹1 crore
Stamp duty at 5%	₹5 lakh
Additional duty / Cess (10% of stamp duty)	₹50,000
Urban surcharge (2% of stamp duty)	₹10,000
Registration fee at 2%	₹2 lakh
Approx. total	₹7.60 lakh

A buyer should therefore keep registration costs separate from the property price, GST where applicable, legal fees and loan charges.

How Is Stamp Duty Calculated in Karnataka?

Stamp duty is linked to the market value of the property used for registration. Karnataka has a Central Valuation Committee that publishes market-value guidelines for different areas. These values are used to identify deeds where the declared property value may be too low.

If a buyer agrees to pay ₹1 crore for a property, but the value accepted for registration is higher, the stamp duty can rise. Buyers should therefore check both the sale price and the latest guidance value before preparing the final cost sheet.

Stamp Duty and Registration Charges for Plots in Karnataka

Residential plots are also subject to stamp duty and registration charges. A normal plot sale does not automatically get the lower 2% or 3% first-sale apartment rate.

For a higher-value residential plot, buyers should normally budget around the standard 5% stamp duty, plus additional duty, local surcharge and the current 2% registration fee. The exact surcharge changes with the local authority.

Plot buyers should also check the correct survey number, guidance value, land conversion, layout approval and jurisdiction before calculating the final registration cost.

Stamp Duty and Registration Charges for Prestige Olive Oak

Prestige Olive Oak is a plotted project in Bettenahalli, Yelahanka Extension. Its current project data lists plot prices starting at about ₹1.38 Cr for 1,200 sq. ft. Since this price is above ₹45 lakh and the property is a plot, buyers should budget using the standard plot-sale rate rather than the reduced first-sale apartment slabs.

For a ₹1.38 Cr plot, an illustrative calculation is:

Charge	Approx. Amount
Plot value	₹1.38 Cr
Stamp duty at 5%	₹6.90 lakh
Additional duty / Cess (10% of stamp duty)	₹69,000
Registration fee at 2%	₹2.76 lakh
Urban surcharge at 2% of stamp duty	₹13,800
Approx. urban total	₹10.49 lakh

If the property falls under a Taluk Panchayat jurisdiction, the surcharge can be 3% of the stamp duty instead. In that case, the same ₹1.38 Cr example works out to about ₹10.56 lakh.

The final Prestige Olive Oak registration charge should be taken from the official cost sheet and the applicable registration jurisdiction. The calculation can also change if the official market value used for registration is higher than the quoted sale value.

How to Pay Stamp Duty and Registration Charges in Karnataka

Karnataka uses its Kaveri online registration system for property valuation, document registration, payment and appointment services. Buyers can enter property details, check valuation, prepare the deed, pay the required charges and complete the registration process with the concerned registration office.

The basic process is:

Check the property's market or guidance value.
Prepare the sale deed.
Calculate stamp duty and registration charges.
Pay the required amount through the approved system.
Book the registration process or appointment.
Complete document and identity checks.
Register the sale deed.
Keep the registered deed and payment receipts.

FAQs

1. What is the stamp duty in Karnataka in 2026?

The standard stamp duty for a normal property conveyance above ₹45 lakh is 5%. Lower 2% and 3% rates apply to qualifying first-sale flats and apartments in the lower price slabs.

2. What are the property registration charges in Karnataka in 2026?

The property registration fee is 2%. It increased from 1% to 2% from 31 August 2025.

3. What is the total stamp duty and registration cost in Bangalore?

For a standard urban property above ₹45 lakh, the total is about 7.6% when 5% stamp duty, 10% additional duty on the stamp duty, 2% urban surcharge on the stamp duty and 2% registration fee are included.

4. Is stamp duty calculated on the sale price or guidance value?

The registration authority checks the property against Karnataka's official market-value guidelines. A property cannot simply be registered at an artificially low value to reduce duty. (

5. What is the registration fee for a ₹1 crore property in Karnataka?

At the current 2% registration rate, the registration fee alone is about ₹2 lakh. Stamp duty and other statutory charges are extra.

6. What are the total charges for a ₹1 crore property in Bangalore?

For a standard urban sale above ₹45 lakh, the total is approximately ₹7.60 lakh using the current 5% stamp duty and 2% registration fee, along with the additional duty and urban surcharge.

7. Are stamp duty rates lower for women in Karnataka?

The Karnataka stamp-duty rate used for a normal property purchase does not automatically change based only on the buyer's gender. Buyers should use the rate applicable to the property type, value and deed.

8. Can stamp duty be paid online in Karnataka?

Yes. Karnataka's Kaveri system supports property valuation, stamp-duty related payment and document-registration services.

9. What is the stamp duty for a residential plot in Karnataka?

For a normal higher-value residential plot, the standard conveyance rate is generally 5%, plus applicable additional duty and local surcharge. A 2% registration fee is also payable. The lower first-sale apartment slabs should not automatically be used for plots.